So I have insurance on my Max and its still in pretty good shape but my battery life is starting to dwindle. I also have an upgrade I can use now. Do you think I should tell the insurance its broke or I lost it and have them give me a new phone then cash in my upgrade to the newest version of the maxx. I could then sell the new one they sent me. Use the original for a camera and MP3 player for my car and have the latest version of the maxx. I dont know much with dealing with the insurance because this is the first phone I've ever had it on. Will this plan work or do you all have a better idea of what I should do before upgrading? Thanks for your help!