Seems that the photo differences are what i thought - the Incredible takes sharper photos. To me, a much more important feature than color saturation which is easily corrected.
I will say that the call quality on the X is better in my opinion.
No problem CPJR - whenver yo ucan but i am trying to decide whether to return my Droid X. With young children, having quick access to my always present phone means capturing photos that i otherwise would never have. I can certainly always carry around a camera, but I don't. I always have my phone though - have to in my world.
Paul