Insurance, Droid X, and Cold Hard Cash

Discussion in 'Motorola Droid X' started by Got2BAndroid, Aug 5, 2010.

  1. Got2BAndroid

    Got2BAndroid New Member

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    Do you believe that insurance on your Droid X is worth your cash? :greendroid:
     
  2. RJS5689

    RJS5689 New Member

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    Absolutely! Coming from over 4 iPhones before my Droid I always missed insurance. I was sick of paying $400+ for a new phone due to damage. At least now if I damage my phone I can get a replacement.
     
  3. littlerick

    littlerick Member

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    i would think so, its $600 to replace without contracts. atleast the 1st year or until they get cheap on ebay
     
  4. kdkinc

    kdkinc Member

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    to be harshly blunt if you don't get insurance some would say your a idiot.
    I would say you don't deserve the phone.

    read the I jumped in the lake thread.

    No one wants to pay for insurance until they need it...
     
  5. BuckeyB

    BuckeyB New Member

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    I checked with my homeowners insurance and took out a "computer" endorsement/attachment to my homeowners policy. The min coverage is for $5,000 with a $50 deductible. It covers all my computers including my droid phone. Yearly cost is .... $19.
     
  6. xeene

    xeene Silver Member

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    I've had cell phones for over 15 years and never once did i need a replacement due to damage caused by me. Some people take better care of their things hen others. If you are a clumsy slob then yes you will need insurance.
     
  7. Happyappy

    Happyappy New Member

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    That's an interesting concept...never considered that. Does this cover accidental "user-inflicted" damage as well as loss or theft?

    I've never had insurance; and in over 18 years of owning cell phones, never needed it. I figure I've saved enough to be self-insured by now.

    That said...19 bucks a year buys a lot of peace of mind. :)
     
  8. dangerous

    dangerous Member

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    Thats a good deal. I will have to check that out..
     
  9. ChugIt

    ChugIt Member

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    I don't trust insurance companies. I have insurance on mine because it is specifically for my Droid. I think a homeowner's policy would be quite a hassle in most cases. The first time you may be ok if you break it climbing into the attic or something. The second time I could see the insurance company trying to get out of paying when it falls off the kitchen counter or something. Maybe I'm wrong, and I hope I am, but I just don't know if I would trust Allstate to pay for my Droid.
     
  10. kdkinc

    kdkinc Member

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    Great deal! Can't do that in Florida at least with Cotton States Insurance
     
  11. kdkinc

    kdkinc Member

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    Insurance is for unplanned catastrophic events.

    clumsy has nothing to do with it however you are indeed fortunate.
     
  12. Rindaen

    Rindaen Member

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    For me its really not worth it.
    I have never Lost a Phone
    If Im not in Bed my phone is on my side or in my Pocket , Therefore I have never had a Phone stolen.

    I treat my Phone like I do the Key to my Corvette.
    Phone and Car are safe :)

    By The Way, That actually goes for two phones Since I carry a work mobile and have done so for 12 Years.
     
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