So I have been having issues with my DROID's headphone jack. I called up and just filed an insurance claim, expecting to get the phone replaced under the 1 year warranty. During the claim process they ask if there is anything cosmetically wrong with the phone, I said that the paint had chipped off of the camera button. I figured I would be honest about it b/c its not like I'm trying to scam a new phone, I just wanted one with a working headphone jack. So now b/c I was honest and said that the paint had chipped I have to pay the $90 deductible to get a refurbished phone, instead of the replacement that should have been free b/c its under the 1 year warranty! I am pissed b/c I really don't have an extra $90 sitting around for a replacement phone. What makes me even angrier is the fact that I have read about all sorts of people getting replacement/upgrades/etc for free.... when they don't have a legit claim. :icon_evil: just had to vent, and the moral of the story is that if you need to make a claim and the paint is missing on the camera button, go buy a gold sharpie and tell them that everything is fine cosmetically.