My camera lens cover with the red ring has come loose and the plastic lens is no longer flush to the ring. I have been reading several posts with other having the same issue on other forums! Anyone else have this issue? I just called Verizon and they are sending me a new phone tomorrow for free since I am under the 1yr mark. I am not thrilled that I only get a refurb. and not a new one but I will return it if it is not up to my standards. Will I have to reinstall and download all my apps?