So Im pulling the trigger and upgrading from my env touch to the droid x2. Just wondering if the insurance is worth getting. I thinks its 6 or 7 bucks a month with 50 deductible. Never had insurance on a phone before, but never had a good phone either. Anyone have an opinion? Do they give you the run around when you make a claim or is it easy etc... Id hate to have it, drop and break the phone and then be told oh well thats not covered.