My phone is 1 1/2 months old. I dropped it and cracked the screen :icon_eek: I have never broke a phone before. 1) will their insurance even cover a cracked screen if the phone is still 100% functional? According to what I can decipher from their legalese, it won't. 2) do you ALWAYS get a refurbished POS? 3) Should I just say "F-it" and try to buy one on ebay or elsewhere? 4) does anyone replace screens?