All of my programs crash, sometimes my phone lags and glitches. So I looked up what I can do and I was told to factory reset. If I reset my phone I don't want to lose my service and be out of a cellphone for a month. My droid is a pay as you go (PPC) and isn't verizon. So if I lose my service I don't think I can just simply call and reactivate it. So if I factory reset it through my "Privacy" settings, will I lose my service for sure?