Chase "Quick Deposit" App

[DanSan]

Just saw a commercial for chase bank where you can use your phone, take a photo of the front and back of a check and it auto deposits it into your account.

only bad part, its only for iphone as of now. wtf chase.

https://www.chase.com/index.jsp?pg_name=ccpmapp/individuals/online_services/page/iphone-banking

 

[Abe21599]

darn. i got excited when i saw that.

 

[nsiebenaller]

USAA has had an app for that on Android for months... I absolutely love it!

 

[Dat Dude]

Just saw a commercial for chase bank where you can use your phone, take a photo of the front and back of a check and it auto deposits it into your account.

only bad part, its only for iphone as of now. wtf chase.

https://www.chase.com/index.jsp?pg_name=ccpmapp/individuals/online_services/page/iphone-banking

Hey, I work for Chase here in Columbus, OH and the app will be launched by the end of Sept, just don't have the exact date yet...

 

[myriad46]

Hey, I work for Chase here in Columbus, OH and the app will be launched by the end of Sept, just don't have the exact date yet...

Any update on this? Is it coming, for sure?

 

[Eddog4DROID]

Please! Update!

 

[Sweettooth]

I'd lol if there was a deposit fee. Also why do hear "Security Issue!" when I think of being able to do this? Call me old fashioned but I feel it's better to have a certain level of complexity when it comes messing with money. If it's super easy for me withdraw and deposit money then it's bound to be super easy for someone to withdraw and deposit my money in their pocket.

 

[Dat Dude]

Please! Update!

The last that I heard, the target date is still the end of Sept.

I'd lol if there was a deposit fee. Also why do hear "Security Issue!" when I think of being able to do this? Call me old fashioned but I feel it's better to have a certain level of complexity when it comes messing with money. If it's super easy for me withdraw and deposit money then it's bound to be super easy for someone to withdraw and deposit my money in their pocket.

There's no fee, and its completely safe... There's no way someone can deposit the same check twice. If they do, its sent to our risk dept, and if its done too many times, they will close the acct.

 

[rjsurfer]

Would love it if BOA did the same thing....

Great feature.

Ron W.

 

[takeshi]

Also why do hear "Security Issue!" when I think of being able to do this?

The USAA service is as secure as any other mobile/online banking service/feature. If someone really wants to bust in and make a deposit into my account they're certainly welcome to go ahead and do so.

 

[Sweettooth]

Just keep in mind that anything that can be made can be unmade, and anything that can be done can be undone. If you know how something works, you can manipulate it. The most secure lock in the world still has a key, and someone is responsible for that key and the access it provides, and that's why it will never be fully secure. Remember that while you sleep at night placing an overabundance of trust in your banks.

 

[devilwearskevlar]

Are you kidding me?

If everyone lived by that logic we would be living our lives sitting on a pile of pennies in a safe room with no door and a shotgun pointed at the air vent 24/7. And I say a pile of pennies, because you wouldn't have any money left after paying for all the medication you need for your paranoid schizophrenia.

 

[porsche996]

I've been waiting for this app for a while, as well as a full-featured Chase Bank app, as the mobile Chase login site on the web isn't full-featured (doesn't let me go back very far on past transactions).

Sure would save a lot of time/hassle of having to drive to the bank to deposit a check. And since I only get 1 check a month, it really is a hassle 'cause it's not something I normally do. I hate going to the bank; I've been doing all deposits/withdraws through an ATM for years, and online banking is pretty much mandatory for me! So being able to do even more at home is a huge plus for me so I won't ever have to go to the bank at all soon!!

One question, though. When you use an app like this, do you then have to mail the physical check into the bank (or otherwise get it there), or can you destroy the paper check after it's deposited??

 

[czerdrill]

If everyone lived by that logic we would be living our lives sitting on a pile of pennies in a safe room with no door and a shotgun pointed at the air vent 24/7. And I say a pile of pennies, because you wouldn't have any money left after paying for all the medication you need for your paranoid schizophrenia.

+1. "Every lock has a key" and "everything made can be undone" etc sounds great philosophically, but the truth is online banking is pretty safe.

There's a thin line between playing it safe, and being paranoid. These banks would not release such apps without doing TONS of testing, quality control, and security implementation. That doesn't mean its failsafe, but you'd have to be pretty unlucky to get your account info stolen by an Android app released by a major US bank.

 

[hookbill]

Man, I'm beyond angry! I saw the title of this thread and thought, Yes Chanse made one for Android!!!

Then I see the thread was made 7/22. Bummer.