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You can root and download root explorer and rename the files so that they don't show up in the app drawer. That's how I did it anyway, didn't erase them, but just hid them
Not sure I completely understand what you are asking. If you want to know what they are it is like dezymond said. Extra apps VZW has added that you can not remove without root access. And I did the same thing to freeze them in my D1 days. Plus you get root explorer which is my favorite root app and a great file manager IMO.
Yes there is a way to reset the phone. I guess it depends on what your issue is though. You could always do what is called SBF and fully reset it to stock so I would look up how to do that.
And I learned to do all this stuff from this website. Although admittedly I never rooted a D1 before but I know there is a really good guide on how to do it in the Droid Laboratory section on this site.
The Vzw bloat would be all the pushed software that comes on your phone. The ones that you probably will never use and will always be there until you root your phone.