Oh, sure - use logic to respond to my question why don't you :biggrin: thanks!
Google and Wikipedia have been around for a while now folks:
Near field communication, or NFC, allows for simplified transactions, data exchange, and connections with a touch. It is anticipated to become a widely used system for making payments by smartphone in the United States. Many smartphones currently on the market already contain embedded NFC chips that can send encrypted data a short distance ("near field") to a reader located, for instance, next to a retail cash register. Shoppers who have their credit card information stored in their NFC smartphones can pay for purchases by waving their smartphones near or tapping them on the reader, rather than bothering with the actual credit card. Co-invented by NXP Semiconductors and Sony in 2002, NFC technology is being added to a growing number of mobile handsets to enable mobile payments, as well as many other applications.