Hi, Wife and I just got are Droids and all I can say is how have I lived with out this! So I keep reading about the 2.1. Should I do this to my phone? Is it recommended? Will I screw something up and void my warranty or insurance? Total newb questions I know...TIA:icon_ banana:
lol, :welcome: to the Droid Forums. 2.1 is the current OS that's available from Verizon/Motorola/Google. You are probably running it now, if not you will get a message asking you to install it. Go ahead and do that.
If you're interested in the Custom ROMs, that's another story. You will have to do some reading in the hacking section so that you can understand what you're doing. IT WILL VOID YOUR WARRANTY. Please be aware of that.