I recently got a Wells Fargo credit card. I was reading some of the offers with this credit card and it say if I set up an auto payment to use my Wells Fargo credit card to pay my cell phone bill every month, my phone is protected up to $200.00. It says it's covered against damage or theft, and there is no cost to have this protection... just have to set up an auto payment. Currently, I don't have any extra insurance on my TBolt... just the year warranty. I read the small print... there is a $50 deductible and it will pay up to $200 per occurrence, and it will pay up to 2 claims per 12 month period. I'm thinking of doing this. It would benefit by having some coverage on my phone, and also, I earn rewards on that card where money comes off our mortgage balance. Anyone else ever have any offer like this thru a credit card?