It actually will transcribe cuss words, but only in certain contexts. Gotta talk (write) like James Mason. Or alternatively, be succinct and to-the-point.
For example:
He was an a**hole yesterday.
No dice. The all-important adjective is censored with the usual four pound symbols.
But fancy it up a bit:
I like the word a**hole. It's apropos for describing that tool; on more than one level.
Or perhaps a head-on assault, via text message? Just make sure your pejorative ends the sentence; that is, that you end your dictation with the word, "period."
Again, an example:
You are a dumb f**k, and so is your little friend.
Nope. Censored.
But this'll be faithfully auto-typed all day long:
You are a dumb f**k.
Yeah, I'm all about the most important features and limitations.
By the way: Anyone come across a guide for the speech-to-text? Like a dictionary of command-words and how to use them?
How the heck do you stick a hyphen between two words? What do you do if you want to "type" an acronym in all caps? Yeah, you can stop speaking at that point, use the keyboard, and then continue. But the system seems to do much better with entire clauses, or at least complete phrases (it seems to like as much context as possible). Stopping mid-sentence to key-in something messes with its mojo.
This sort of stuff is very clearly documented in MS speech-to-text, and works pretty well. I've seen zilch for Google's engine.