so would phone insurance protect against bricking?

[tktouch12]

i have never had phone insurance, instead i'm just careful. but, when rooting ability comes out, if i were to accidentally brick my phone, could i just drop it in the toilet, and drop it off my balcony, then get a new one for $50 through insurance?
this might be stupid, but thanks
(also, does insurance help you if you lose your phone?)
(how many times can you "'redeem"' insurance?)

 

[Mark5047]

Insurance also coveres loss or theft.

 

[mth04]

i have never had phone insurance, instead i'm just careful. but, when rooting ability comes out, if i were to accidentally brick my phone, could i just drop it in the toilet, and drop it off my balcony, then get a new one for $50 through insurance?
this might be stupid, but thanks
(also, does insurance help you if you lose your phone?)

I wouldn't think "brivking" is coverd. Loss theft damage (physical) would all be coverd. I think. If you aren't confident in trying to "root" your device. Then don't try it. I still can't figure out why anyone needs this anyway's. It awesome straight out of the box. Having said that to each his own!

 

[carnadi88]

I've never bought insurance for my phones and I've never broken or lost one either.

 

[tktouch12]

but i mean if i were to brick it, i could just say it got stolen?
so, how many times can i 'redeem' insurance?

 

[mth04]

but i mean if i were to brick it, i could just say it got stolen?
so, how many times can i 'redeem' insurance?

First if you "said" you lost it or it got "stolen" you would be lying! Tell the truth and see if it's coverd under damge. If not pay the $500 to get a new one!

I think you can have 2 claims a year . Enjoy

 

[Droids]

but i mean if i were to brick it, i could just say it got stolen?
so, how many times can i 'redeem' insurance?

Reporting it stolen requires a police report if I'm not mistaken. Second the deductible is $80 on the Droid, not $50, plus the $8 monthly cost. Having said that, I don't think there would be any need to report it stolen if you have insurance covering damage, since you could go physically damage it yourself after bricking it.

 

[tktouch12]

thanks guys, i just am trying to understand the technicalities about insurance. dont worry, i'm not gonna lie about anything like that (however if i were to brick it, i would be so upset i might physically damage it out of anger lol)
thanks