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Is it better to buy a used phone off of ebay or a phone from you cell carrier so that

do you feel the need to have a warranty? I usually am fine without one, so I do buy off ebay. but some don't want to take that risk, so they buy from an authorized seller (VZ, Best buy)
 
I prefer buying used from a local source (I like to touch it first), sub $200 price point, no insurance.

Sent from my ADR6300 using DroidForums
 
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