Does everyone usually get the verizon insurance? I ask cause I got insurance through where I got my phone at. Paid $100 upfront. If I need a claim I go back to the store and pay $40 and get a brand new one right there. If they quit making the phone I get a phone with similar specs brand new as a replacement. I paid the full $250 for the phone but so worth it for the insurance! Anyone else get this kind of insurance? I just font hear anyone talking about it
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