Bloat has been a part of smartphones before there were smartphones. I remember a number of my feature phones included bloat, but people didn't mind back then, at least not the way they do these days.
Personally I'm one of those folks that actually use some of Verizon's bloat AND Samsung's. (Verizon Mobile app so I can check on my acct and pay my bill and Samsung's SHealth just to name a couple)
IMO its the Manufacturer & Google these days that put the most bloat on their flagship models. I've got twice as many apps frozen & hidden from Sammy & Google than I do Verizon. (Audible, Google Play Games/Books/Movies, Amazon Kindle app, Google Drive, and the list goes on and on)
The fact is, it's so easy to disable and hide them these days, bloat shouldn't even be an issue.
That said, I can understand them including it when people buy a phone "on contact", since technically that phone is still theirs until you've completed your contract. I do however think that if you purchase your device outright, it should come free from carrier bloat.
Phones released without Google & manufacturer bloat will never happen.
Unless you buy a Nexus, and even then you'll still have a small amount.
This is one of the reasons I'm a fan of the ext sd card. [emoji2]
S5 tap'n