Stock everything, but I did get the latest upgrade from the OTA Verizon put out.
I was using the google maps navigation and the phone shut itself off. After that when I tried to restart it was stuck at the white Droid Incredible screen.
Following instuctions online I tried to do a recovery (no dice) then a factory reset, and now I am stuck in an infinite restart loop, getting to the screen that looks like a eye and I hear the DROID voice, then right back to the white screen.
I'm going to head to Verizon on my lunch today I guess.