get a bodyglove and a screen protector (ie invisishield) I need my device to be protected and body glove does just that. Also get the insurance; we can not stress this enough. Stuff happens, and the extra 7 bucks will save you in the long run. & bucks a month in 24 months do not even come close to the amount if you had to buy the droid out right. I have no problem giving 168 bucks for a 600 dollar phone.