So, my fiancee and I both have droid x's and for insurance we pay like 16 bucks a month. After we pay that, to get a new phone if our current ones break, we have to pay another 100 dollar deductible or what ever the deductible is. I am picking up a used X for 120 bucks and that is with the docking station. Pretty good deal I think. Now we can drop the insurance and I still have an extra DX incase I break my current one. Smart thinking FTW!!!