Lets talk about insurance.

johnnycool001

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Does anybody use a third party insurance for thier phone, instead of paying for the asureron insurance through the carrier? when you have a $500 phone i think the insurance is a must. I have used it a number of times on my dumb phones. I don't mine paying the monthy fee, nor do I mind the ductuable. My grip is if I need the insurance I want a new phone, not a refurb. once you pay for the deductable and the warenty for a year that is over half the price of a new phone. don't get the wrong Idea when I said I used my insurance alot. When I had Nextel my insurance was repair for free or if couldn't fix replace for $50 I had mine repared 3 times, due to my screen going out and my wife droped hers in a glass of milk. I baby my Droid never naked, never droped. It would be a sad day to turn mine in for a refurb, that was turned in because it got to0 wet useing the dildroid app.
 

Freezetron

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Simple math for me. Screw up a $500+ phone via my fault or "accident" = two outcomes

A: Go cheap *ironic considering phone cost*, not pay monthly $6 insurance cost and have to fork over $500+ because my Droid went into the toilet *Been there, done that* Hate myself for months afterwards

B: Pay $6 extra a month, screw up $500+ in some shape or form, pay $90 for my mistake and get new $500+ phone at 1/5 the cost.


Does this question even need to be asked?
 

Quicksilver7714

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