Can someone who's already received their Incredible tell us exactly how this fester works? Some items which I would love to know are: 1. Do you have to pay an extra fee and if so how much? Is there a max download allowance? 2. Can you password your network and if so which standards are supported? 3. If you had a rooted Moto Droid, how does the WiFi tether compare? 4. How are the speeds? I know that I personally am all set to switch to the Incredible from the Droid, but want to know more about these details. As an iPad owner, this is pretty important.