I think I'm a little confused by wallet. I know it wasn't included out of the box because of Verizon. I was able to download it from the market, install and activate it. I have the $10 and went to test it. I went to pay and the phone said sent but did not display the merchant for confirmation and the merchant didn't receive it either. They are supposedly setup for it. Do I need to grab one the other APKs and reinstall or is there any ideas you guys may have? I've searched plenty and saw no mention of what I'm experiencing. Thanks for any insight.