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VZW Insurance?

Discussion in 'Android General Discussions' started by zmeflyby, Nov 27, 2009.

  1. zmeflyby
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    zmeflyby New Member

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    Is it a good idea to get insurance for the droid? I mean...it does cover water damage, replacements etc.

    :)
  2. bbcrackman
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    bbcrackman New Member

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    Assurion has increased their deductable amounts but IMO it is a good idea. For 8 bucks a month it could be worth it....
    Last edited: Nov 27, 2009
  3. zmeflyby
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    zmeflyby New Member

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    I thought it was like 8 dollars a month?!?
  4. J-Buck
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    J-Buck New Member

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    Yes insurance is a must for me. I always get a new phone after a year of my current 2 year contract just so its new an shiney again (refurbished actually) but u get the point. I just make up a bogus internal problem an boom got a new phone. done it 4 times over my time with verizon. i think i get 3 claims every 18 months or something
  5. bbcrackman
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    bbcrackman New Member

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    You are correct, old pricing...sorry
  6. Signum
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    2 claims every 12 months
  7. J-Buck
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    J-Buck New Member

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    Thanks. i knew i messed it up somehow lol
  8. zmeflyby
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    zmeflyby New Member

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    I know its 2 claims per year, but you still have to pay for replacement. I think its like 89 dollar for each replacement.









    BTW, 3 claims for 18 months is correct.
  9. Hazardous
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    Hazardous New Member

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    I have NEVER been a fan of insurance; however, the droid is much bigger and bulkier then any other phone I had so I could see the chances of damaging it increasing; not to mention the keyboard sliding has a higher chance of breaking with the "moving parts." With that said I opted to take the insurance for $8 a month.

    The salespersons at the VZ store said it's even covered if I lose it, but I'm not convinced she knows what she is talking about. I'll definitly have to confirm before losing it though :)
  10. ilovemetrics
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    ilovemetrics New Member

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    Rep told me the same thing about losing it.

    Seemed worth the $8.
  11. JonKyu
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    JonKyu New Member

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    I'll give a different Point of view. For me, I never get the insurance. Why? I have never lost or damaged my phone ever. I still have my old Motorola Phone (my first color phone lol, when they first started coming out with colored displays that weren't so expensive) from 10 years ago. I'm really anal about my devices and try to make sure I never put it in a situation that will leave me losing or breaking it.

    So I think you should look back at your history, have you ever broken your phone? Have you ever lost your phone/had it stolen? If not, maybe you might not need insurance. But if the likely hood is high, then sure the insurance will definitely be a huge benefit for you!
  12. Zippster
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    Zippster New Member

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    I have stacks of my previous phones all in immaculate condition, but liikewise, the stack of them probably doesnt account to the cost of the Droid total, so dont forget to take that into consideration as well and that not everything that happens to your phone is always in your control.

    I did purchase the insurance for the first time ever.
  13. tdawg5480
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    tdawg5480 New Member

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    I bought my phone from a franchised store and their insurance cost me 75 bucks for 2 years and my deductible is 75 bucks for a smartphone and I get a NEW not refurb phone overnighted......best of all its in writing :) not much fine print either.
  14. Twoo
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    Twoo New Member

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    I wish people would stop getting all torn up about phone insurance because it's costs $8.00 a month.

    I treat phone insurance like health insurance. I doubt I'll need to use it, but it's nice to have- gives me peace of mind incase something does happen.
  15. Donkey Hodie
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    Donkey Hodie New Member

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    I'm with JonKyu, I generally take good care of my things, I've never lost or damaged a cell phone, heck, I've got sunglasses that are 20 years old. You can certainly make a good argument that $8/month is a good deal if you smash or lose it but it's a waste if you don't.

    I've probably just doomed my Droid :D
  16. sherri
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    sherri Member

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    Problem with a franchised store I'd that they come and go. If they "go" and you need the insurance, you will have to fight for it. The Assurion coverage (the insurance company most cell carriers are using) covers theft/loss/water damage. There I'd an $89.00 deductible.
  17. tdawg5480
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    tdawg5480 New Member

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    The franchised store goes through a insurance company Im not too worried if this store goes under been around for years, besides at I only use insurance rarely and I never have the same phone for more than 6 7 months lol
  18. J-Buck
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    J-Buck New Member

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    50$ for the replacement
  19. iiimegamaniii
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    iiimegamaniii New Member

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    -1 for insurance. $8.00 a month is too steep fer me as I know how I treat my things and the chance of them being damaged to the point where I can't use 'em. Like others, I have other phones which still work just fine and they didn't have insurance.

    - Mega
  20. Signum
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    you're all wrong, wrong wrong

    its 7.99/month with a 89$ deductible

    2 claims per rolling 12 months, or $1500 claim limit, whichever comes first.

    think im wrong? go ahead and call asurion 888-881-2622 or phoneclaim.com/verizon.
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