VZW Insurance?

Discussion in 'Android General Discussions' started by zmeflyby, Nov 27, 2009.

  1. zmeflyby

    zmeflyby Member

    Joined:
    Nov 20, 2009
    Messages:
    82
    Likes Received:
    0
    Trophy Points:
    6
    Ratings:
    +0
    Is it a good idea to get insurance for the droid? I mean...it does cover water damage, replacements etc.

    :)
     
  2. bbcrackman

    bbcrackman Member

    Joined:
    Nov 18, 2009
    Messages:
    115
    Likes Received:
    0
    Trophy Points:
    16
    Location:
    New Mexico
    Ratings:
    +0
    Assurion has increased their deductable amounts but IMO it is a good idea. For 8 bucks a month it could be worth it....
     
    Last edited: Nov 27, 2009
  3. zmeflyby

    zmeflyby Member

    Joined:
    Nov 20, 2009
    Messages:
    82
    Likes Received:
    0
    Trophy Points:
    6
    Ratings:
    +0
    I thought it was like 8 dollars a month?!?
     
  4. J-Buck

    J-Buck Member

    Joined:
    Nov 12, 2009
    Messages:
    233
    Likes Received:
    0
    Trophy Points:
    16
    Ratings:
    +0
    Yes insurance is a must for me. I always get a new phone after a year of my current 2 year contract just so its new an shiney again (refurbished actually) but u get the point. I just make up a bogus internal problem an boom got a new phone. done it 4 times over my time with verizon. i think i get 3 claims every 18 months or something
     
  5. bbcrackman

    bbcrackman Member

    Joined:
    Nov 18, 2009
    Messages:
    115
    Likes Received:
    0
    Trophy Points:
    16
    Location:
    New Mexico
    Ratings:
    +0

    You are correct, old pricing...sorry
     
  6. Signum

    Signum Member

    Joined:
    Nov 26, 2009
    Messages:
    362
    Likes Received:
    17
    Trophy Points:
    18
    Ratings:
    +17
    2 claims every 12 months
     
  7. J-Buck

    J-Buck Member

    Joined:
    Nov 12, 2009
    Messages:
    233
    Likes Received:
    0
    Trophy Points:
    16
    Ratings:
    +0
    Thanks. i knew i messed it up somehow lol
     
  8. zmeflyby

    zmeflyby Member

    Joined:
    Nov 20, 2009
    Messages:
    82
    Likes Received:
    0
    Trophy Points:
    6
    Ratings:
    +0
    I know its 2 claims per year, but you still have to pay for replacement. I think its like 89 dollar for each replacement.









    BTW, 3 claims for 18 months is correct.
     
  9. Hazardous

    Hazardous New Member

    Joined:
    Nov 25, 2009
    Messages:
    18
    Likes Received:
    0
    Trophy Points:
    1
    Ratings:
    +0
    I have NEVER been a fan of insurance; however, the droid is much bigger and bulkier then any other phone I had so I could see the chances of damaging it increasing; not to mention the keyboard sliding has a higher chance of breaking with the "moving parts." With that said I opted to take the insurance for $8 a month.

    The salespersons at the VZ store said it's even covered if I lose it, but I'm not convinced she knows what she is talking about. I'll definitly have to confirm before losing it though :)
     
  10. ilovemetrics

    ilovemetrics New Member

    Joined:
    Nov 27, 2009
    Messages:
    4
    Likes Received:
    0
    Trophy Points:
    1
    Location:
    New York, NY
    Ratings:
    +0
    Rep told me the same thing about losing it.

    Seemed worth the $8.
     
  11. JonKyu

    JonKyu Silver Member

    Joined:
    Nov 16, 2009
    Messages:
    2,396
    Likes Received:
    0
    Trophy Points:
    101
    Location:
    Provo, UT
    Ratings:
    +0
    I'll give a different Point of view. For me, I never get the insurance. Why? I have never lost or damaged my phone ever. I still have my old Motorola Phone (my first color phone lol, when they first started coming out with colored displays that weren't so expensive) from 10 years ago. I'm really anal about my devices and try to make sure I never put it in a situation that will leave me losing or breaking it.

    So I think you should look back at your history, have you ever broken your phone? Have you ever lost your phone/had it stolen? If not, maybe you might not need insurance. But if the likely hood is high, then sure the insurance will definitely be a huge benefit for you!
     
  12. Zippster

    Zippster Member

    Joined:
    Oct 28, 2009
    Messages:
    522
    Likes Received:
    1
    Trophy Points:
    18
    Location:
    Buffalo NY
    Ratings:
    +1
    I have stacks of my previous phones all in immaculate condition, but liikewise, the stack of them probably doesnt account to the cost of the Droid total, so dont forget to take that into consideration as well and that not everything that happens to your phone is always in your control.

    I did purchase the insurance for the first time ever.
     
  13. tdawg5480

    tdawg5480 Member

    Joined:
    Nov 25, 2009
    Messages:
    370
    Likes Received:
    0
    Trophy Points:
    16
    Location:
    CT
    Ratings:
    +0
    I bought my phone from a franchised store and their insurance cost me 75 bucks for 2 years and my deductible is 75 bucks for a smartphone and I get a NEW not refurb phone overnighted......best of all its in writing :) not much fine print either.
     
  14. Twoo

    Twoo Member

    Joined:
    Nov 21, 2009
    Messages:
    169
    Likes Received:
    0
    Trophy Points:
    16
    Location:
    Maryland
    Ratings:
    +0
    I wish people would stop getting all torn up about phone insurance because it's costs $8.00 a month.

    I treat phone insurance like health insurance. I doubt I'll need to use it, but it's nice to have- gives me peace of mind incase something does happen.
     
  15. Donkey Hodie

    Donkey Hodie Member

    Joined:
    Nov 18, 2009
    Messages:
    251
    Likes Received:
    0
    Trophy Points:
    16
    Ratings:
    +0
    I'm with JonKyu, I generally take good care of my things, I've never lost or damaged a cell phone, heck, I've got sunglasses that are 20 years old. You can certainly make a good argument that $8/month is a good deal if you smash or lose it but it's a waste if you don't.

    I've probably just doomed my Droid :D
     
Search tags for this page
bogus water damage verizon
,
does insurance p ay for water damage on a droid
,

does verizon insurance cover water damage

,
does verizon's insurance cover water damage on a droid?
,
what does verizon insurance cover for s3