All.....Verizon has a bloat folder containing...caller ID; VZ Cloud; Text Messaging; Mobile Hotspot, My Verizon; NFL; Visual Voice Mail; VZ Navigator and VZ Protect...on all S6. On the home screen, they have their Text Messaging app. They also have the phone set up so that everytime someone calls you and leaves a message, you are prompted to enroll in Visual Voice Mail.....and they offer a 30 day free trial. If you accept this and use visual voice mail, your phone will stop working. Each time you open your dialer, you will get the infamous "unfortunately, contacts has stopped" and your dialer will crash. Once this happens, every other verizon bloat app will fail. I replaced my OS dialer and text messaging with Google versions which are on your phone already.... Enjoy....the rest of it seems to be impressive.