I'm wondering what thoughts are here between the two. Always had no major questions from Asurion who even upgraded my phone to a newer model if no old models were available. Overnight shipping free, was pretty good. But now I have a $100 deductible too. Makes me wonder how long it pays to have insurance. Two years worth puts the cost at $300. Haven't used SquareTrade before and wonder if it's a bigger hassle to deal with them. $50 deductible instead of $99. As I'm now 2.5 weeks in, don't have much time to decide as I think it's a 30 day from purchase option.