I am looking at insurance now since I plan on rooting my phone and came across squaretrade. Looks like a pretty good deal.. $144 for 2 years coverage and they also have this: Cancel anytime and get the unused portion of your warranty price back. Cancellation within the first 60 days will receive a full refund. Cancellations beyond 60 days receive a pro-rated refund. Additionally, you can transfer your warranty anytime at no charge. All accidental damage claims (e.g. drops, spills, and water damage) are subject to a $50 deductible. Anyone have this?