This is my first post, so I'm not sure if this is the right place to post, but I figured I should try here first. Here's what happened, last night (and multiple nights before this) I would plug my phone into the wall outlet since it had 10% battery left (I had a universal microUSB charger within my reach, so that was the charger it happened with). I plugged it in, and it went straight to the big M screen that you get when you turn the phone on, and usually I can get it turned back on, but this time it didn't work. I tried the power button and volume button trick and it still won't turn on. This morning (I had it unplugged since I didn't want anything else to go wrong) I went and searched for the one that was sent with my phone, so I plugged it in and the white light flashed and it still won't respond. This is my second Maxx that this has happened to. I had to get another one within the last week or so and I had to go through an insurance company, so I payed $99 to get it only to have it happen again... Is there anything I can do to get my phone to work again or am I going to have to go through the insurance company again...?