My d1 is a little over a year old (i think a year and a week) and the camera refuses to focus. At this point I'm sure its a hardware program because I have flashed the sbf and I still get issues. I'm out of warrant now (got the phone last dec 12). I have insurance, but I don't want to pay 90 since I've already paid 90 once to have the phone replaced. Is there any way I can get verizon to give me a new phone or something? I don't need a droid 2, although it would be nice. I would be perfectly happy with another d1. Anyone have any experience trying to get verizon to help you out if you're out of warranty?