Just purchased a new condition S3 from an individual who bought it from Verizon for contract price. He had it 3 weeks and then sold it to me. I activated it this past Sunday. Called Verizon last evening and wanted to place insurance on it. The rep said that he could add insurance on the phone, as far as Verizons system was concerned it would take it because I activated within 30 days. He then said if I did file a claim that Asurion would deny it because I am not the original owner of the phone. He said Asurion's system will be able to tell I am not the original owner and will not cover. This doesn't sound right to me. I would think if Verizon adds insurance and I pay the monthly fee they would have to honor it? Anyone have experience/advice?