how is it set in Handcent?
Thanks for the info. I did download and install RingDroid, which is a great little app. It actually created the folders on the SD card for me, which was nice:
/sdcard/media/audio/ringtones
/sdcard/media/audio/notifications
Now in the future, I can either use RingDroid to customize songs or sounds, or simply drag and drop whatever I want into those folders. This stuff needs to get into the Droid FAQ...good info.