I lost my Droid today (first one I've lost in 15 years of having a cell phone). I assume I am safe by simply changing all the passwords of accounts that I've used. The phone doesn't cache gmail or contacts locally on the phone, correct? I changed gmail, twitter, facebook, pandora, and verizon wireless accounts, and I think that's all I used my phone to access. Darn it, I like the phone too. Now I've got an a-n-c-i-e-n-t motorola flip phone until Asurion sends me my replacement. Not quite the same thing.