I lost my droid in the Indian River! And I forgot to get the insurance when I bought it. Since I upgraded the phone throught Verizon it only cost me $200 with the rebate. I am looking at new ones and the price is like $500. I am going to call Verizon and see what they can do for me. Any other suggestions on how to pick one up cheaper than $500 would be great! Missing my Droid BAD!