i traded my stratosphere for my razr a few days ago. i dont have insurance..but if i call and put insurance on my line now that i have the razr am i able to call verizon and pay the deductable and get a new razr because the speaker is going bad. it crackles and cant play music ringtones or speakerphone Sent from my BLACK DROID RAZR using Droid Forums. Prepare to be impressified!!!!