Hey all. I just activated the insurance plan on my Droid. I am paying 7.99/mo for the lost/stolen/damaged plus extended manufacturers warranty. I am not completely sold on the coverage yet though. I was wondering if anyone had any experiences with the insurance service, good or bad to share. Or maybe just your thoughts. I am sort of torn because the regular plan for $6/mo covers lost/stolen/damaged, and from my understanding the extended manufacturers warranty doesnt start until after the year. So technically I am paying the extra 2$/mo for the first year not getting any benefits until the year is up, right? Or am I missing some sort of logic there. Any thoughts / corrections are appreciated.