Insurance on Phone?

Discussion in 'Android General Discussions' started by Fault, Jun 15, 2010.

  1. Fault

    Fault Member

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    What do you guys think about getting insurance on your phone? I got it on my dare, never used it though. What do you think?
     
  2. aaf709

    aaf709 Nice Guy Premium Member

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    I've had it on every cell phone I had, even the simple cheap ones. Never needed it.

    That being said; this is my first smartphone. If I hadn't gotten insurance before, this would've been the one to start with.
     
  3. StupidGenius

    StupidGenius Active Member

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    Get the insurance. There have been a number of stories on here of people who wish they had.
     
  4. Fault

    Fault Member

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    Yea, i think I will. Because I get a discount on the internet (GM employee), ill offset it with insurance
     
  5. kcZ

    kcZ New Member

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    I opted for no insurance on both the Droid and the Droid Incredible on my account. The $80 replacement cost along with the monthly charge just seemed like too much. I figure if something happens to either phone it will be close to a year after purchase so you are talking nearly $200 into getting a replacement phone. Ebay replacement is right near that, so it is break even costwise. Therefore I opted for no insurance.
     
  6. Fault

    Fault Member

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    What do u do if you brick your phone? I mean like if u brick your phone, does insurance even help?
     
  7. sst45jeff

    sst45jeff Active Member

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    Current Phone Model:
    Droid Turbo
    extended warranty

    I have the extended warranty. It is cheaper & they replace the phone if something goes wrong with it.
    With a new phone or an equivalent new phone if it is not available anymore.
    I don't think it will do anything if you lose it or damage it like breaking the screen.
    But if you drop it and it quits working it should be covered.
     
  8. dlwhtrose

    dlwhtrose DF Super Moderator Rescue Squad Premium Member

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    I never leave home without it!!!!!!!! Husband and I have the Droid and daughter has the Incredible ALL have insurance.
     
  9. takeshi

    takeshi Silver Member

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    It's a personal judgment call that you need to make.

    The warranty (same for extended warranty) doesn't cover dropping the device.

    http://support.vzw.com/clc/features/calling_features/equipment_protection.html
     
  10. rob22202

    rob22202 Member

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    This is my reasoning, as well. I see Droids on Craigslist often for $250. It's a gamble, but not much of one.
     
  11. warrior21

    warrior21 Active Member

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    I always get insurance on my cell phones and have used it quite a bit over the years. You never know when something is going to happen
     
  12. hookbill

    hookbill Premium Member Premium Member

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    Last night standing over a cement floor I watched my Droid fall out of my front pocket and land in a pile of cat litter I was sweeping up in the dust pan face first.

    Nothing happened but had it missed the dustpan and landed on the concrete I'd be using that insurance right now.
     
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