I bought a Droid from someone off craigslist about a month ago. When I switched the phone over to my line, I asked for insurance but they said I was not eligible. I just called in again and asked for insurance (added the phone about 15 days ago) and the rep added the $6 a month plan with no problems. Now did she make a mistake and the plan won't get added or did verizons policy change? If the insurance got added I'll be happy because I plan on selling my upgrade phone in june if that's the case.