Insurance for Droid

Discussion in 'Motorola Droid 2' started by lshall, Dec 30, 2010.

  1. lshall

    lshall New Member

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    What insurances do you guys have? I refused to buy from Verizon because I figured I could find better deals somewhere that cover accidental/etc. I have found Square Trade and Worth Ave. Group to be about the same price for 2 years.

    What insurance do you recommend for the Droid 2?
     
  2. UrbanBounca

    UrbanBounca Rescue Squad
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    I purchased the yearly insurance from VZW, which includes accidental damage.
     
  3. Montecarlo97z

    Montecarlo97z Member

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    not sure but i think u can get a squaretrade warranty
     
  4. wheeler32

    wheeler32 New Member

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    I've gotta recommend SquareTrade. Less than half the cost of Verizon and includes liquid damage - even immersion, were you so inclined.

    The deductible is a bit less, too.
     
  5. umpire.20

    umpire.20 Member

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    I bought a Square Trade warranty rather than Verizon's. It covers accidental damage as well as phone malfunction and it was much cheaper than Verizon. I've never needed phone insurance in the past, so I guess I'm just trying another method.
     
  6. thatguychuck

    thatguychuck Member

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    I use Asurion, and recently had to place a claim due to my phone being run over. Placed the claim online on a thursday around 10pm and paid 89$. The phone was on it's way by midnight and in my hands friday afternoon. The timing must have been just right, because that is one heck return.
     
  7. wheeler32

    wheeler32 New Member

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    So the general consensus is to stay away from the warranty with Verizon; it's expensive and doesn't handle everything - I'm also thinking it isn't too quick on the replacement of your device.

    @thatguychuck, what other costs go into a warranty from Asurion for your Droid?
     
  8. UrbanBounca

    UrbanBounca Rescue Squad
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    It's not a warranty, it's insurance.
     
  9. umpire.20

    umpire.20 Member

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    That's outstanding. You were certainly lucky with that transaction. :yeahbaby01:
     
  10. FC127

    FC127 Member

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    A company called Worth Ave. Group offers a $59 annual premium and a $50 dollar deductible. When a claim is processed, it appears that they send you a check for a new phone instead of a replacement... Has anyone heard about this?
     
  11. Lenagainster

    Lenagainster Member

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    A quick scan of the coverages of SquareTrade and Worth Ave Group indicates that there is NO coverage by SquareTrade in the event that your phone is lost or stolen. Worth Ave Group does cover a stolen phone. A significant difference in coverage, IMHO
     
  12. UrbanBounca

    UrbanBounca Rescue Squad
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    IMO, people are having difficulty understanding the difference between a warranty and insurance.

    Warranties typically cover technical and mechanical failure, while insurance typically will cover user damage, such as liquid damage or losing your device.

    SquareTrade is an extended warranty. Asurion is insurance.

    My point is that there is a huge difference between them, and people need to be aware of it before they start throwing money toward these services.
     
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