Hey guys. I just got my first android phone (Droid Incredible) a couple weeks ago and so far I love it. Im trying to reformat and reset to factory default settings to start fresh. Theres just 3 things that Im still confused about, and they all have to do with the "SD card & phone storage" setting. 1. SD card - I understand that this displays the space on the SD card, but why is it that I am unable to format it? The option to format SD card is not selectable. And note that the unmount option is still selectable. 2. Internal phone storage - Whats being stored here? And if I format it, will it delete EVERYTHING? Meaning will it even delete the default apps and widgets the phone originally came with (like facebook, maps, weather, etc.)? 3. Phone memory - Whats being stored here? Is there any way to access/format it? Or is this where is OS is kept so theres no need to worry about it? Thanks in advance!