Finally happened. Leaned over, Bionic falls out of shirt pocket into puddle. Frantic pick up, shake out water. Phone seems to be still operating, but camera fuzzy. Searching all wet cell phone forums, used hair dryer for a few seconds, photos are now clear. Plug in wall charger, no charging, new panic. Plug into Bionic lapdock and begins to charge. Checked computer USB and finally started connecting after several attempts. Went back to wall charger and finally connected. Whew!!!!!! So far. Too bad the red dot shows inside the bionic. Might as well cancel the insurance since it doesn't cover water damage. Give me my icecream please.