Do you have insurance...

Discussion in 'Off Topic Forum' started by Guchi, May 7, 2010.

  1. Guchi
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    Guchi New Member

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    Do you have insurance either from Asurion (vzw) or a third party to cover damage to your phone? If not why?
  2. aaf709
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    aaf709 Nice Guy Premium Member

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    I have insurance, but I've had it for every cell phone I've had (even the cheaper ones). Never needed it (so far). It's good for peace of mind, though.
  3. ricepuddin
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    ricepuddin New Member

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    Yes i Do! and because of this
  4. Guchi
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    Guchi New Member

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    i have it because of this - [​IMG]
  5. garrett
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    garrett Active Member Theme Developer Developer

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    yeah i do.... no damage to the droid yet but i have had several blackberries replaced most for warranty **** but a few damage claims.
  6. verian
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    verian Guest

    I got the third party insurance threw Best Buy. Its a little more expensive and I've heard they exhaust every option before giving in and handing over a new one, but they don't care if you are rooted when you bring it in broken. I never have to worry about a thing. I actually live in a really rural area and blew the geek squads mind when I showed them how fast mine was compared to theirs. Then I got the computer department all excited when I started using wifi tether to use there display laptops to log into Droid Forums.
  7. ptfd13
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    ptfd13 New Member

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    +1 for Best Buy insurance. Accidental coverage with no questions asked is worth it big time.
  8. Vulcan1600
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    Vulcan1600 DF Super Moderator Staff Member Premium Member

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    The biggest problem with the Best Buy insurance versus the Asurion provided by VZW, is Asurion will replace your device for lost, stolen, physical OR water damage. The Best Buy insurance does not cover water damage. That's a big one for me, because on a personal basis I had to use insurance once when I got a phone wet.
  9. Bimmerjo
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    Bimmerjo Member

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    I have had to replace my droid twice now with assurion.

    First time, cracked the screen, called them they sent me a new one, got it in and it was a refurb. no big deal it worked and looked great, shortly found out the head phone jack wasn't working correctly. called them and they sent another replacement. this time, they sent me a brand spanking new one in a sealed factory box. so now I have 2 16GB SD cards, three total batteries and three total chargers (when you send the phone back, you can not send batteries or accessories). How awesome is that?
  10. Mbk
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    Mbk Android For Life Theme Developer Premium Member

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    I just got the extended warranty so that I can get defective issues fixed/resolved at a VZW stoire instead of having to send it in to Motorola.

    I thought of getting the Asurion insurance, but at $6/ month and coupled with the $89 deductible, that's a $144 to $200+ paid by the time I may need to actually use it...
  11. Mbk
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    Mbk Android For Life Theme Developer Premium Member

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    Did you have to pay the $89 both times?
  12. LtKen
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    LtKen New Member

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    If COURSE I dont have insurance. I'm not worried about anything COARSE damaging my phone.
  13. Guchi
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    Guchi New Member

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    haha where was my spell check there
  14. Bimmerjo
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    Bimmerjo Member

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    No thank goodness, reason being, the physical damage (as they classified it) was within the 7 day physical damage limited warranty. The software warranty is 1 year.
  15. R1Lover
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    R1Lover New Member

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    I have never had insurance and I saved enough to buy several phones throughout the years due to the savings... :)
  16. kook
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    kook Premium Member Theme Developer Premium Member

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    I have Asurion. Well worth it. My phone was stolen last week. Asurion charged me $89 and I had it the next day. No way I'll ever go without it.
  17. JCo352
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    JCo352 New Member

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    I have Geek Squad insurance and it DOES cover water damage.
  18. RedBull
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    RedBull New Member

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    Not true...it does cover water/liquid damage. I had to replace a phone (BlackBerry...ewww) for a customer after a beer was spilled on it, didn't saturate it, but it did enough to kill it. It's in writing on their literature that it'll cover spillage. It just doesn't cover full submersion. But I'm not sure VZW or Asurion covers full submersion.

    And you're right...we don't cover theft/loss. We have to be licensed as an insurance company to have that attached to the service plan. They're working on it...it's in a test market back east right now.