Dearth of online banking applications for Android

Discussion in 'Android General Discussions' started by mapexvenus, Jan 12, 2010.

  1. mapexvenus
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    mapexvenus New Member

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    I am wondering why the number of banks that have written Android-based apps are so few. I am not referring to third party developers writing banking apps, I am talking about the banks writing their own apps. After the recent phishing scam that has been in the news, I am only going to trust apps written by the banks themselves.

    So, any ideas when more banks will jump onto the Android bandwagon?
  2. crspang
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    crspang New Member

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    When they figure out a way to MAKE money from the app.
  3. Guchi
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    Guchi New Member

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    right on the "money" pun intended
  4. Viktor Vaughn
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    Viktor Vaughn New Member

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    Mint.com ftw!
  5. mapexvenus
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    mapexvenus New Member

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    Uh ok. Now lets try and answer my question without the weak attempt at humor.
  6. mapexvenus
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    mapexvenus New Member

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    Useful online web app, but does not let you pay bills, transfer between accounts, etc.
  7. pc747
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    pc747 DF Administrator Staff Member Rescue Squad

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    Nope, it would be good, but I manage just fine with the mobile site. I just bookmark my bank site and add the icon to my folder. Works great for me.
  8. BSmith
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    BSmith New Member

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    Because it's not an Iphone. I doubt they want to spend money so that a few people can access their banking stuff on their Android phones, especially when many banks already have a mobile site.
  9. crspang
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    crspang New Member

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    I was being serious.......how many banks do you know of that just give things away without some forethought of how it is going to benefit them later?
    So to answer your question; Banks will jump on the Android bandwagon when they can make it profitable, my guess would in the next 10-12 months.
  10. minmongoblin
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    minmongoblin New Member

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    Luckily I use B of A =D
  11. Martin030908
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    Martin030908 DF Super Moderator

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    Any bank who puts out an app is going to have to offer support for that app.... Those jobs will cost the bank money... so if they're not gaining from the app where's the incentive?
    Also, Android is not as unified as the iPhone is.... it would require more work to get banking apps working on all platforms, where as the iPhone they only have to worry about one.

    Give it time, I'm sure we'll see banks making these type of apps available as the platform grows.
  12. dremelts
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    dremelts New Member

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    I guess I'm not really sure what an "app" does for you. I just use my bank's secure web site to do all my banking, bill payments etc. I live in MI and my bank is in CA... I have never even seen my bank. I started using them way back when on-line banking was a new thing and none of the local banks offered it.
  13. mapexvenus
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    mapexvenus New Member

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    All I want is to be able to use a app / website that presents me with an interface that is mobile-friendly. In other words, I do not want to have to deal with horizontal scrolling or formatting that makes navigation challenging. So you (and other posters above are right), - it doesnt have to be an 'app', even a mobile-friendly site will work fine. Right now all the banks I work with with the exception of one have websites that are not mobile friendly.
  14. lauriep
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    lauriep New Member

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    Then you should be pressuring those banks to come up with mobile sites. Not so difficult a challenge.
  15. texasPI
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    texasPI New Member

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    Switch banks. Problem solved.
  16. chenning1284
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    chenning1284 New Member

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    i really wish PNC would make a mobile banking app for the DROID they currently only have it available to select phones, hell i would even pay 99 cents for it if they wanted to "justify" a reason for making it. it would really be awesome to use that app on this amazing phone, getting this phone really curved my appetite for the iphone, finally a true competitor
  17. Firegrl
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    Firegrl New Member

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    You are proud to use a bank that fleeced the American people out of BILLIONS of dollars?

    BOA is one of the WORST/most DISHONEST banks out there.

    And I still don't understand why people would want to risk ALL their financial information just to look at their account from a phone. Wouldn't even do it if my bank created an app. Just NOT worth the risk to me...
  18. ConqSoft
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    ConqSoft New Member

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    Yep, BoA here too. Nice app on the BlackBerry and the Droid. Very happy with them. Glad to see they put some of the "billions of dollars they fleeced" to good use on mobile app development.
  19. RW-1
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    RW-1 New Member

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    BoA apps sucks, still buggy, and one has the mobile site, which is the EXACT same thing.

    No need if you have a mobile site to waste storage on an app for that.
  20. JhankG
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    JhankG New Member

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    Download an app called Personal Assistant. It will almost certainly have your bank. I use a NC credit union and it has mine.
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