Ok, this is partly a Droid question, and partly a general available service question. I am a small business owner, and would like to use my Droid in place of everything (computer, phone, credit card terminal). Is there an app (or anything anywhere on the web, for that matter) that will allow me to process a credit card without having to sign up for a monthly service? Like Paypal, but where I can enter my client's CC info myself rather than invoicing them or having them log in to make a payment. I don't really want to sign up for a typical merchant account (and the accompanying fees) , as I will only be processing 2-3 a day, tops. I'm fine with paying the small processing percentage like Paypal does. I appreciate any help or suggestions you might have for this newb!