So I've had my heart set on a Droid X since the summer. I'm out of my contract with AT&T and want to get an X. I just have a couple of questions about buying through a 3rd party and not directly from Verizon. Right now, Target Store's little mobile deal has the X for $100. I want Verizon's phone insurance. Will I be able to get Verizon's insurance on the phone or do I have to do a separate insurance plan from Target? Does anyone know if there is a minimum plan that you must sign with? Like when Wirefly has deals, you usually have to have a $60 base plan. I only need the 450 minutes and the unlimited texting with unlimited data. I'm assuming the activation fee isn't waived but still, it's a decent deal and I'd rather do that than pay $300 and wait for a mail-in rebate. If anyone has any first hand experience or knowledge, I'd appreciate it. Thank you.