Asurion

[HTC1]

Ok I had an iPhone 4 and did a stupid move and traded for a tb on craigslist. I had insurance on the iPhone for 10.99/month. put the Tb on the line and insurance transferred over to the Android insurance which is 6.99/month. I got ripped off because the phone has water damage. After 2 Weeks I tried to file a claim since insurance was still active and they said an adjuster will contact me within 24 hours. I thought insurance is for the line and not just the specific device. Do they covered used phones?

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[orionsvantage]

No. Depending on how much research they do they will probably deny the claim

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[HTC1]

I thought insurance covered any activated phone currently on the line

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[orionsvantage]

Unfortunately not. It's a safeguard against insurance fraud. Insurance has to be put on a phone within a certain time from being activated the first time. If it just protected the line what would stop people from collecting water damaged phones, filing an insurance claim and reselling the phones for a profit?

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[HTC1]

My insurance never came off the line. I've still been paying.

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[orionsvantage]

That's just a ghost in the machine. Once they do some research and discover that it was activated on one account, removed and then placed on another account asurion should reject the claim.

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[HTC1]

Damn. Just gotta accept that craigslist burned me

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[orionsvantage]

Do you want to buy a tbolt? I've got one rooted, decent condition, no water damage and a brand new 16 gb card. I'll even send detailed pix.

I mean you were looking to spend $100 on a refurb, I can at least offer one that has no preexisting conditions

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[HTC1]

For $100?

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[Cor3yS]

Yeah insurance on phones isn't that great, sounds good but no good hmm makes me wanna start a 3rd party insurance company for all carriers and phones. Would be ground breaking

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[orionsvantage]

Asurion is a third party company that covers all carriers and phones.....

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[Cor3yS]

Well they sux. I would make rewards and discounts instead of a one price for all ****ty deal. I've had my voyager then Droid for 3-3 1/2 yrs and no claim yet and I still have same payment same everything as a new customer

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[HTC1]

You still gonna have it in like a month? Maybe a buy it now Ebay auction?

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[orionsvantage]

Well they sux. I would make rewards and discounts instead of a one price for all ****ty deal. I've had my voyager then Droid for 3-3 1/2 yrs and no claim yet and I still have same payment same everything as a new customer

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Please tell me you're not paying for insurance if you're upgrade elegible....you should only pay for insurance 19 months at a time...

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[orionsvantage]

You still gonna have it in like a month? Maybe a buy it now Ebay auction?

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I'm looking to move it as soon as possible. Need some capital so I can get the gnex :-D

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