Apple Pay vs Google Wallet

Discussion in 'Android News' started by pc747, Sep 9, 2014.

  1. Dusty

    Dusty Gold Member

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    @PereDroid... Just about ALL companies sell your purchasing data. Visa, Mastercard, AE, all of the big CC companies monitor your habits to trade and sell them. That contract you signed to get your CC... welp, you just opt'd in. It really doesn't matter if you use your device to complete a purchase. On top of that, Apple is no different from Google. All of that stuff you agree to when you initialize your Android/Apple device for the first time... it's all a big "opt-in" screen. They monitor and glean your data and use it for their own purposes or sell it to 3rd parties for whatever they want. Just about all of the major apps monitor your habits in the background. It's a massive, MASSIVE industry that people just don't care about.
     
  2. cr6

    cr6 Super Moderator
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    Good point Dusty.
    @PereDroid, you're using a Google based device, Google already knows much more about you than you may realize. Have you actually read Googles privacy policy lately. We give them access to basically everything just by signing up for an email account. Being the techy I like to think I am, if I intend to continue utilizing technology to my advantage and make my life easier, there has to be some give and take. I have to accept some level of openness and trust Google with my information. I've been doing the same with banks & credit card companies for decades, this is no different imo. As for Amazon, not everything you buy comes directly from Amazon as their partnership with third party vendors is what makes them who they are.
    There will always be a certain level of risk involved, and unless you completely move to an all cash lifestyle, (which is next to impossible in this day and age) that will never change.

    tap'n on my S5
     
  3. Narsil

    Narsil Silver Member

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    Here's wondering if the Apple Pay rollout is as interesting a popcorn-muncher as the Apple Maps rollout was...
     
  4. PereDroid

    PereDroid DF News Team Reporter

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    Actually this is NOT true. Credit Card companies are not, by federal law, allowed to even know WHAT you bought. The merchant does not send Visa a list of everything on that receipt.
    They know WHERE I spent my money... but not what I bought.
    ""The issuing bank has the date of transaction, name of the merchant and the amount of the transaction that allows them to process that transaction," says Nessa Feddis, senior counsel and vice president of the American Bankers Association."

    Read more: http://www.creditcards.com/credit-card-news/credit-card-purchase-privacy-1282.php#ixzz3D2Ps1rw5

    Now if the Google Wallet worked this way, I would be fine with it. I don't think it does. If I am not mistaken, GOOG DOES get a list of everything on that receipt which they can then datamine.
    What you opt in to for CC companies is to allow them (and in many cases other companies) to market to you based on things like your address and marital status. NOT your purchases.
    CC companies work much like the way Apple Pay does. You use your watch\phone, Apple sees nothing, the transaction is strictly between your CC company and the merchant. Apple merely facilitates the transaction. As it should be.
    Google does NOT.
    Therein lies the (to me) big difference.

    You KNOW I know this, of course. And for Google Now to be so helpful to me I am MORE then willing to share a lot of information with Google.
    But I have, and will continue to draw the line, at my every day purchases. Because if I did use this system I would use it for absolutely everything.
    And damnit... you want that info from me??? Pay me. :D
     
  5. scott craft

    scott craft Active Member

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  6. Dusty

    Dusty Gold Member

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    @PereDroid Visa may not know your individual item list but they sure as hell collect your data and distribute it to third parties who can do what they please. If you have a CC read their third party info distribution clause.
     
  7. PereDroid

    PereDroid DF News Team Reporter

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    I have Dusty, believe me. Some of us still care a little about privacy. LOL :D
     
  8. pc747

    pc747 Administrator
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  9. me just sayin

    me just sayin Diamond Member

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    wonder what is going on. google is bring a lot back into the fold. the other day, they brought nest back now google pay/android pay combine.
     
  10. PereDroid

    PereDroid DF News Team Reporter

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    I wish they would have kept the Google Wallet name. Apple Pay, Samsung Pay...
    Be different, not the same.

    Sent from my Moto Z (2) using Tapatalk
     
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  11. me just sayin

    me just sayin Diamond Member

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    I guess they did not want something that sounds like storage to those who don't know any better.
     
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