With the android 4.4 update the Note 3 will no longer be able to write to or edit the contents of the sd card.
Android 4.4 update for Samsung Galaxy S4, Note 3, likely to cause microSD problems
(this has since been confirmed)
This is a deal breaker for me so I need to find a way to prevent this phone (VZW Note 3) from getting the update, I have heard of 1 or two methods that may work and I will update this thread with my results. Let me know if anyone out there has a confirmed solution.