Follow up........................I have had my 'new' used phone for a week now and I am crazy about it. There is a learning curve due to the features, but after being a Moto user for the last four years it is a pleasant surprise. Would do it again in a second. I will figure out the Pen and Samsung stuff as I go.
Verizon store was very nice, put new Sim card in, and activated it, all at no charge. Walked out of the store and the only thing I had to wait for was the system to catch up downloading the programs, and to change back my wallpaper. Just like having my old phone only a lot larger. Love it.