Bank of Thieves?

[Natey2]

I don't recall ever paying an overdraft fee in over 2 decades, so they must be making money somewhere else I look for many fee-free ATM machine locations, and BOA has the most, and by a very large margin too.

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[Mike.757]

I use Navy Federal Credit Union. They have a sharing agreement with all of the other credit unions around here as well as 99% of all 7-11s. I can find a "free" ATM just about anywhere. One thing I like about NFCU, when they post all of the transactions for the day, they post deposits first then they deduct payments. It really helps if you are on the fine line with regard to you account balance. Also, with most CUs, you can have the bare minimum (for NFCU, $5 in savings) and not pay any service fees. Also if you do make an occasional mistake and bounce a check and call them about it they will reverse the charge (one every couple of years, not every other month).

[vatothe0]

Yep. I got ripped off by Chase when they messed up a rewards program I was paying for. Since it was just cash back, I never thought to check on it and make sure it was working. Two years and $50 in fees later, they have no idea why I didn't get my cash back but won't do anything about it.

After a month of callbacks that never happened, I opened an account at BECU, moved my automatic deposit and started the transition. Closed out the Chase account in person and the guy promised to look into it and call me within 2 weeks. It's been 4 months.

Even tried PlanetFeedback and got nowhere.

Credit union is so much better anyway.

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